Financial Planning Glossary

401(k)

401(k) Rollover

529 Plan

83(b) Election

AIF® (Accredited Investment Fiduciary®)

Asset Allocation

Asset Location

Assets Under Management (AUM)

Backdoor Roth Contribution

Beneficiary Designation

Business Succession Planning

CFP® (Certified Financial Planner™)

Capital Gains

Cash Flow Management

Charitable Bunching Strategy

Compound Growth (Compounding)

Comprehensive Financial Planning

Concentrated Stock Position

Custodian

Debt Strategy

Defined Benefit Plan

Discovery Meeting

Distribution Strategy

Diversification

Donor-Advised Fund (DAF)

ESG Investing

ESPP (Employee Stock Purchase Plan)

ETF (Exchange-Traded Fund)

Empowering People

Enrolled Agent (EA)

Equity Compensation

Estate Planning

Estate Tax

Exercise Strategy

Exit Planning

Fee-Only Advisor

Fiduciary

Fiduciary Standard

Financial Independence

Financial Planning

Financial Roadmap

Generational Wealth Planning

HSA (Health Savings Account)

Healthcare Directive (Advance Directive)

IRMAA (Income-Related Monthly Adjustment Amount)

Inflation

Inherited IRA

Insurance Planning

Investment Management

Itemized Deductions

Liquidity Event

Long-Term Care (LTC) Planning

Loss Mitigation

Mutual Fund

Net Worth

Passive Income

Planning-First Approach

Power of Attorney

Probate

Qualified Business Income (QBI) Deduction

Qualified Charitable Distribution (QCD)

Qualified Dividends

RSU (Restricted Stock Unit)

Rebalancing

Required Minimum Distribution (RMD)

Risk Management

Risk Tolerance

Risk-Adjusted Growth

Roth 401(k)

Roth Conversion

Roth IRA

SEC Registered Investment Advisor (RIA)

SECURE Act

SEP-IRA

Social Security

Solo 401(k)

Standard Deduction

Stock Options

Tax Bracket Management

Tax Diversification

Tax Planning

Tax Preparation

Tax Withholding

Tax-Efficient Investing

Tax-Loss Harvesting

Team-Based Service Model

Time Horizon

To and Through Planning

Traditional IRA

True Wealth

True Wealth All Access Program

Trust

Vesting Schedule